ABOUT Jamie Montano

I have been in the mortgage industry for over 15 years and can truly say that helping individuals, couples, and families get into a new home makes me so happy. I work hard and do anything that I can help this process go as smoothly as possible. I have been with the RAN FAM for 12 years, and love all the people I get to work with every day. We have amazing energy here in our office.

We have many options for first-time home buyers including low down payments, internal grants, and even low credit score options and we view our clients as lifetime customers and strive to create lasting relationships that will benefit our clients for years to come. We offer our past clients a discount on their future refinances as well as on their move-up purchases. Also as a wife of a 25-year veteran, I have excellent knowledge of the VA loan rules and regulations for your VA purchase or Refinances.

When you meet with a member of our team you won’t just be discussing your current purchase transaction, you will be discussing your long-term goals and you will have a mortgage professional here to advise you on the best way to go about getting there.

We pride ourselves on caring for our clients and putting ourselves in your shoes. We truly enjoy seeing families bettering their lives through buying a place to call home.

RANLife has access to many different mortgage programs that not every lender has. We have partnerships with the 3 big government-sponsored entities, Fannie Mae, Freddie Mac, and Ginnie Mae as well as other investors that will work with us with DSCR programs, Bank Statement Qualification loans, as well as many more. This means that if there is a way to get our client a mortgage we will do it. It also means that once we have closed on your mortgage, Ranlife will actually be the one sending you the mortgage statement each month. Your mortgage officer's name that you worked with will be on that statement and they will be able to answer many questions for you EVEN after you have got your mortgage. We will not forget about you.

Thank you for taking the time to get to know a little about me and my amazing team here at RANLife. I hope that we can soon help you with your goals of homeownership.

NLMS 1593726 - Licensed in UT, OR ML-3261, WA, CA, AZ 0941766, CO, NM, TN, FL

Thank you for visiting my page at RanLife.com. If you have any questions please feel free to call or email me. If you would like a Quick Approval start a Loan Application. I will be notified right away and I look forward to contacting you shortly.

Judd S. Ogden, UT 248 8/3/2022 RANLife and my loan officer Jamie Montano rescued my new construction home loan from a terrible experience with another lender who failed to produce documents to title at all. Jamie got my loan from zero to funded in 25 days, and she had to work with my home sale in another state also. Jamie's communication, calmness, understanding, and skill got me through underwriting, conditional approval and finally to funding within 9 days from my other home's sale. As a disabled veteran with transportation access issues, I can't run all over the place to get a document or a notarization any time. Jamie helped organize the process and anticipated processor and underwriter needs so there weren't delays. Thank you Jamie and RANLife for getting me and my family into our Utah home!

Judd S. Ogden, UT 248 8/3/2022 RANLife and my loan officer Jamie Montano rescued my new construction home loan from a terrible experience with another lender who failed to produce documents to title at all. Jamie got my loan from zero to funded in 25 days, and she had to work with my home sale in another state also. Jamie's communication, calmness, understanding, and skill got me through underwriting, conditional approval and finally to funding within 9 days from my other home's sale. As a disabled veteran with transportation access issues, I can't run all over the place to get a document or a notarization any time. Jamie helped organize the process and anticipated processor and underwriter needs so there weren't delays. Thank you Jamie and RANLife for getting me and my family into our Utah home!

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